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Cassandra Cole
Department Chair, Dr. William T. Hold Professor in Risk Management & Insurance, and Director of MS-RMI


313 RBA

Retirement Plans, Retirement Adequacy, Insurance Regulation and Corporate Governance


Ph.D., University of Georgia
B.B.A., Howard University


Retirement Plans
Retirement Adequacy
Insurance Regulation
Corporate Governance


Cassandra R. Cole is the undergraduate coordinator for risk management and insurance majors and teaches courses at both the undergraduate and graduate level. She also serves as the advisor for two student organizations. Dr. Cole's articles have appeared in numerous journals including the Journal of Risk and Insurance, the North American Actuarial Journal, the Journal of Insurance Issues, the Risk Management and Insurance Review, and the Journal of Insurance Regulation. In addition, she has received research grants from Florida State University, the Florida Catastrophic Storm Risk Management Center, the State of Florida, the Department of Labor, and the Journal of Insurance Regulation as well as instructional grants from Florida State University and State Farm Insurance Companies. Dr. Cole is an active member of the American Risk and Insurance Association (ARIA), Southern Risk and Insurance Association (SRIA), and several other organizations and serves as a reviewer for several academic journals.

Cassandra Cole - Vita (PDF)

To read her current and past research, as well as her working papers, please visit Professor Cole's research page on the Social Science Research Network.

Cassandra Cole's Faculty Spotlight



Carson, J. M., Cole, C. R., & Fier, S. G. (in press). Name Changes, Revenue Growth, and Market Penetration: Evidence from the Life Insurance Industry. Journal of Insurance Issues.

Cole, C. (in press). 401(k) Plans – Do Investment Options and Control of Investments Matter? Journal of Financial Service Professionals.

Cole, C., Karl, B., & Wade, C. (in press). A Review of States' Decisions Regarding Health Insurance Exchanges. Journal of Insurance Regulation.

Cole, C. R., & Karl, J. B. (2016). The Effect of Multidimensional Product Operational Strategies on the Performance of Health Insurance Conglomerates. Applied Economics, 48(3)190-202. 

Cheung, R., Cole, C. R., Macpherson, D. A., McCullough, K. A., & Nyce, C. (2015). Demographic Factors and Price Distortions in Insurance. Risk Management and Insurance Review, 18(1), 1-28.

Cole, C. R., Fier, S. G., Carson, J. M., & Andrews, D. (2015). The Impact of Insurer Name Changes on the Demand for Insurance. Journal of Risk and Insurance, 82(1), 173-203.

Cole, C. R., He, E., & Karl, J. B. (2015). Market Structure and the Performance of the U.S. Health Insurance Marketplace: A State-Level Analysis. Journal of Insurance Regulation, 34(4), 1-30.

Powell, L., McCullough, K., Maroney, P., & Cole, C. R. (2015). Automobile Insurance Vehicle Repair Practices: Politics, Economics, and Consumer Interests. Risk Management and Insurance Review, 18(1), 101-128.

Bisco, J., Cole, C. R., & McCullough, K. (2013). Social Media and Employment Practices Liability in Recruiting and Hiring. PLUS Journal, 26(6), 1, 5-6.

Cole, C. R., & Marzen, C. (2013). A Review of State Sovereign Immunity Statutes and the Management of Liability Risks by States. Journal of Insurance Regulation, 32-03, 00.

Cole, C. R., Eastman, K., Maroney, P. F., McCullough, K. A., & Macpherson, D. (2012). The Impact of No-Fault Legislation on Automobile Insurance. North American Actuarial Journal, 16(3), 306-322.

Cole, C. R., Ferguson, W., Lee, R. B., & McCullough, K. A. (2012). Internationalization of the Reinsurance Industry: An Analysis of the Net Exposure of Reinsurers. Journal of Risk and Insurance, 79(4), 897–930.

Cole, C. R., & McCullough, K. A. (2012). The Insurance Industry's Talent Gap and Where We Go from Here. Risk Management and Insurance Review, 15(1), 107-116.




RMIR Best Perspectives Article Award, American Risk and Insurance Association (2012).



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