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Patricia Born
Payne H. and Charlotte Hodges Midyette Eminent Scholar in Risk Management & Insurance


151 RBB

Insurance Economics

Ph.D., Duke University, 1994

M.A., Duke University, 1991
B.A., Michigan, 1986


Insurance Regulation
Health Insurance
Catastrophe Modeling


Patty Born received her Ph.D. in Economics from Duke University and is currently the Midyette Eminent Scholar of Insurance in the Department of Risk Management/Insurance, Real Estate and Legal Studies at Florida State University. She is a research associate in the Florida Catastrophic Storm Risk Management Center. She is also adviser of the Risk Management doctoral program in the College of Business. Her research interests include insurance market structure and performance, professional liability, health insurance, and the management of catastrophic risks. She has published in leading insurance academic journals including Journal of Risk and Uncertainty, Journal of Risk and Insurance, Journal of Regulatory Economics, Columbia Business Law Review, and the Journal of Business and Economic Statistics. Dr. Born is a member of the board of the American Risk and Insurance Association and serves on the editorial board of the Risk Management and Insurance Review and Journal of Insurance Issues. She also serves as Chair of the Florida Panhandle District Long Term Care Ombudsman Council.

Patricia Born - Vita (PDF)



Bohnert, A., P.H. Born, and N. Gatzert, “Dynamic Hybrid Products in Life Insurance: Assessing the Policyholders’ Viewpoint”. Insurance: Mathematics and Economics, 59.

Born, P. H., & Neale, F. (2014). The Differential Effects of Non-Economic Damage Cap Levels on Medical Malpractice Insurers. Risk Management and Insurance Review 17(2).

Born, P. H., & Klimaszewski-Blettner, B. (2013) Should I Stay or Should I Go? The Impact of Natural Disasters and Regulation on U.S. Property Insurers' Supply Decisions. Journal of Risk and Insurance 80(1): 1-36.

Born, P. H., & Boyer, M. M. (2011). Claims-Made and Reported Policies and Insurer Profitability in Medical Malpractice. The Journal of Risk and Insurance, 28.

Berry-Stölze, T., & Born, P. H. (2011). Regulation, Competition and Cycles: Lessons from the Deregulation of the German Insurance Market. Journal of Insurance Regulation, 40.

Born, P. H., Kleffner, A., & Chan, D. (2010). The Relationship between Automobile Liability Costs and Government Social Spending. Assurances et Gestion des Risques / Insurance and Risk Management, 78(3-4), 24.

Berry-Stölzle, T., & Born, P. H. (2010). The Effect of Regulation on Insurance Pricing: the Case of Germany. Journal of Risk and Insurance, 29, 105-140.

Born, P. H., Lin, H. J., Wen, M., & Yang, C. C. (2009). The Dynamic Interactions between Risk Management, Capital Management, and Financial Management in the U.S. Property/Liability Insurance Industry. Asia-Pacific Journal of Risk and Insurance, 4 (1), 1-21.

Born, P. H., Boyer, M. M., & Barth, M. (2009). Risk Retention Groups in Medical Malpractice Insurance: A Test of the National Chartering Option. Journal of Insurance Regulation, 27 (4), 3-33.

Born, P. H., Viscusi, W. K., & Baker, T. (2009). The Effects of Tort Reform on Medical Malpractice Insurers' Ultimate Losses. Journal of Risk and Insurance, 76, 197-219.

O'Connell, J., & Born, P. H. (2008). The Cost and Other Advantages of Early Offers Reform for Product Liability Claims. Columbia Business Law Review, 2008, 423-528.

Born, P. H., & Viscusi, W. K. (2006). The Catastrophic Effects of Natural Disasters on Insurance Markets. Journal of Risk and Uncertainty, 33, 55-72.




Spencer-Kimball Award (2012) - Journal of Insurance Regulation, National Association of Insurance Commissioners.

Donald Hardigree Best Paper Award - Journal of Insurance Issues, Western Risk and Insurance Association (2005).



Visiting lecturer at Ludwig-Maximilians-Universitat (Munich, Germany), Fudan University (Shanghai, PRC), Shanghai Normal University (Shanghai, PRC)

Associate of the Munich Risk and Insurance Center, the FSU Center for Innovative Collaboration in Medicine and Law and the FSU Institute for Successful Longevity

Courtesy Professor, FSU College of Law


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