Cassandra Cole

Robert L. Atkins Professor in Risk Management & Insurance and MS-RMI Program Director
Cassandra Cole
505 RBA
Academic Specialty
Risk Management and Insurance

Ph.D., University of Georgia (2002)
B.B.A., Howard University (1995)

Areas of Expertise

Retirement Plans
Retirement Adequacy
Insurance Regulation
Corporate Governance

Dr. Cassandra Cole is the Robert L. Atkins Professor in Risk Management and Insurance in the Department of Risk Management/Insurance, Real Estate and Legal Studies at Florida State University’s College of Business. She also is the director of the college's Master of Science in Risk Management and Insurance (MS-RMI) Program. 

She teaches courses at both the undergraduate and graduate levels and her areas of expertise are retirement plans, retirement adequacy, insurance regulation and corporate governance. Cole's articles have appeared in numerous journals, including the Journal of Risk and Insurance, the North American Actuarial Journal, Applied Economics, the Journal of Insurance Issues, the Risk Management and Insurance Review and the Journal of Insurance Regulation. In addition, she has received research grants from Florida State University, the Florida Catastrophic Storm Risk Management Center, the State of Florida, the Department of Labor, and the Journal of Insurance Regulation, as well as instructional grants from Florida State University and State Farm Insurance Companies. 

Cole served as president of the Southern Risk and Insurance Association from 2012-2013 and chair of the American Risk and Insurance Association’s Membership Committee from 2008-2015. She is an active member of the American Risk and Insurance Association, Southern Risk and Insurance Association and several other organizations. She currently serves as co-editor of the Journal of Insurance Regulation and a member of the Spencer Educational Foundation Board of Directors. 

Cole received her bachelor’s degree in insurance from Howard University and her Ph.D. in risk management/insurance from the University of Georgia.


To read her current and past research, as well as her working papers, please visit Professor Cole's research page on the Social Science Research Network.

Faculty Spotlight  

Selected Published Research

Cole, C. R., Bisco, J. (in press). State-Based Retirement Plans – Why or Why Not? Journal of Insurance Regulation.

Bisco, J., Cole, C. R., Karl, J. B. (2017). The Effect of Government Run Healthcare on the Salaries of Nursing Professionals in the U.S. Journal of Insurance Issues, 40(2), 215-246.

Cole, C. R. (2017). The Potential Impact of State-Based Retirement Plans on Retirement Savings. Journal of Financial Service Professionals, 71(5), 68-76.

Cole, C. (2016). 401(k) Plans - Do Investment Options and Control of Investments Matter? Journal of Financial Service Professionals, 39(1), 1-37.

Cole, C., Karl, B., Wade, C. (2016). A Review of States' Decisions Regarding Health Insurance Exchanges. Journal of Insurance Regulation, 35(2), 1-27.

Carson, J. M., Cole, C. R., Fier, S. G. (2016). Name Changes and Future Growth: Evidence from the Life Insurance Industry. Journal of Insurance Issues, 39(1), 1-37.

Cole, C. R., Karl, J. B. (2016). The Effect of Multidimensional Product Operational Strategies on the Performance of Health Insurance Conglomerates. Applied Economics, 48(3), 190-202.

Cole, C. R., Fier, S. G., Carson, J. M., Andrews, D. (2015). The Impact of Insurer Name Changes on the Demand for Insurance. Journal of Risk and Insurance, 82(1), 173-203.

Cole, C., Marzen, C. (2013). A Review of State Sovereign Immunity Statutes and the Management of Liability Risks by States. Journal of Insurance Regulation, 32, 45-82.

Cole, C. R., Ferguson, W., Lee, R. B., McCullough, K. A. (2012). Internationalization of the Reinsurance Industry: An Analysis of the Net Financial Position of Reinsurers. Journal of Risk and Insurance, 79, 897-930.

Cole, C. R., Eastman, K. L., MacPherson, D. A., Maroney, P. M., McCullough, K. A. (2012). The Impact of No-Fault Insurance Laws on Automobile Insurance Rates. North American Actuarial Journal, 16(3), 306-322.

Cole, C. R., He, E., McCullough, K., Semykina, A., Sommer, D. W. (2011). An Empirical Examination of Stakeholder Groups as Monitoring Sources in Corporate Governance. Journal of Risk and Insurance, 78(2), 703-730.

Cole, C. R., Lee, R. B., McCullough, K. A. (2007). A Test of the Eclectic Paradigm: Evidence From the U.S. Reinsurance Market. Journal of Risk and Insurance, 493-522.

Cole, C. R., McCullough, K. A. (2006). A Reexamination of the Corporate Demand for Reinsurance. Journal of Risk and Insurance, 169-192.

Honors and Awards

RMIR Best Perspectives Article Award, American Risk and Insurance Association (2012).